Posting Reference

Use this page to understand the usual debit and credit created by each final business action.

Sales

ActionDebitCredit
Issue invoiceTrade Debtors 1300; Cost of Sales 5000Revenue 4000; Output VAT 2500; Inventory 1200
Record completed customer paymentBank 1000Trade Debtors 1300
Settle an invoice billed in another currencyBank 1000; Bank Charges 6030; Exchange Gain/Loss 6220 where the rand moved against youTrade Debtors 1300 at the rate the invoice was raised at
Issue credit noteRevenue 4000; Output VAT 2500; Inventory 1200Trade Debtors 1300; Cost of Sales 5000

Purchases and expenses

ActionDebitCredit
Accept unlinked GRNInventory 1200Trade Creditors 2000
Approve supplier invoiceExpense or Inventory; Input VAT 1550Trade Creditors 2000
Pay supplier invoiceTrade Creditors 2000Bank 1000
Pay a bill billed in another currencyTrade Creditors 2000 at the rate the bill was approved at; Bank Charges 6030; Exchange Gain/Loss 6220 where the rand moved against youBank 1000
Approve paid expenseExpense; Input VAT 1550 where claimableBank or creditor account
Record expense refundBankExpense; Input VAT reversal where applicable

Payroll, assets and tax

ActionDebitCredit
Finalise pay runSalaries and Wages 6130; Employer Contributions 6135PAYE/UIF/SDL, deductions and net salaries payable
Post depreciationDepreciation ExpenseAccumulated Depreciation
Settle VAT201 payableVAT control or settlement accountVAT payable or Bank when paid, according to settlement workflow
Post year-end closeCloses income and expense balancesRetained Earnings 3000, with balanced closing lines

Read debits and credits in context

A debit is not always money in and a credit is not always money out. Debits usually increase assets and expenses; credits usually increase liabilities, equity and income. Always read both sides and the account type together.

OxyAccounting Docs

Last reviewed 1 August 2026. OxyAccounting does not submit returns to SARS or replace professional accounting or tax advice.